Gold Loan From Home
Making Loans Effortless

We developed a Gold Loan From Home (GLFH) system that allows customers to apply for, manage, and repay their gold loans entirely from the comfort of their homes.

Customers can:

- Check eligibility instantly by entering their phone number and pincode.

- Schedule appointments for a gold loan without visiting a branch.

- Get loan managers to visit their home safely for gold collection, verification, and digital dolcumentation.

- Track loan details, repayment sclhedules, and due dates within the app.

- Avail top-up loans, renew loans, or close loans seamlessly through the app.

- Receive real-time notifications for repayments, disbursals, and appointments.

For existing customers:
- View and manage their loan profiles, repay dues, and partially release pledged gold.

Impact:
This system eliminates unnecessary travel and manual work, making gold loans accessible while maintaining safety, trust, and transparency. It helps customers access credit quickly and securely from their homes, reducing stress and operational inefficiencies for lenders.

Getting a gold loan often requires visiting branches, waiting in long queues, and handling manual paperwork. It is time-consuming and not safe to travel with gold, especially for working families and elderly customers. This creates unnecessary stress and risk for customers who need quick financial support.